Home/
Registry/
Ford/
Mustang/
1964-1973/
“Project Car”/
Photo
supermotors.net/registry/media/183499
Only in America: Cigar Fire Insurance Claim & Arson Story - Global Village Clipping
Scanned magazine page, a weekly Only in America column with multi-column prose text.
This document is not an automotive reference at all. It is a scanned clipping from a column titled "global village – a weekly posting from cyberspace," under the heading "Only in America." It relates a well-known humorous anecdote (a widely circulated urban legend) about a man from Charlotte, North Carolina, who insured a case of expensive cigars against fire, smoked them all, and then filed an insurance claim stating the cigars were lost "in a series of small fires." When the insurer refused to pay, the man sued and won: the judge ruled that because the policy warranted the cigars insurable against fire without defining "unacceptable fire," the company had to pay. The insurer paid $15,000 rather than appeal. After the man cashed the cheque, the company had him arrested on 24 counts of arson; using his own claim and testimony against him, he was convicted and sentenced to 24 months in jail and a $24,000 fine. The document contains no vehicle information, fuse data, wiring, part numbers, or specifications relevant to a 1968 Ford Mustang or any other vehicle.
Is this accurate? Sign in to help verify it.
Frequently asked questions
- What is the 'Only in America' cigar insurance story?
- A man from Charlotte, North Carolina insured a case of expensive cigars against fire, smoked them all within a month, and filed a claim saying the cigars were lost 'in a series of small fires.'
- Did the man win his lawsuit against the insurance company?
- Yes. The judge said the claim was frivolous but ruled the policy warranted the cigars insurable against fire without defining 'unacceptable fire,' so the company had to pay $15,000.
- What happened after the man cashed the insurance cheque?
- The insurance company had him arrested on 24 counts of arson. Using his own insurance claim and prior testimony against him, he was convicted of intentionally burning his insured property.
- What sentence did the man receive?
- He was sentenced to 24 months in jail and a $24,000 fine.
No comments yet.